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Carlos Bermudez

465 California Street, Suite 430
San Francisco, CA 94104

Corner of California St & Montgomery St

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40+ years ago, as A State Farm Agent, Carlos Bermudez (me) wrote the FIRST HOA (Home Owners Association) in northern California: 244 units, my experience and my professionalism is at your service.

Not being from, nor attending school in the bay area, I have built my Agency, in the Fin. District of San Francisco. In developing our Agency we provide personal lines insurance: homeowners, auto, life insurance, renters, jewelry/personal articles, condo and umbrella insurance. Added to that, we also offer commercial insurance for businesses, (office packages) small business owners, grocery stores, restaurants, retail shops, beautician/barber, photographer, apartment building, commercial umbrellas and workers compensation. We also offer professional liability policies for dentist, architects, engineers, veterinarians and consultants.

State Farm has recognized me, and awarded me many awards of recognition for my achievements, including (numerous) Ambassador Travel and the highest achievement (20 years of profitable production): Crystal Excellence.

Our office is located in the SOMA (south of market) area at Mission and Spear St. Our service is outstanding, look us up in Yelp, with over 40 years-experience…when experience counts!

My children (2) graduated from S.I., where I am a lifetime member of the Father’s Club. Both also attended and graduated from UCSB and Gonzaga. A member of the O Health Club 40+ years.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!
465 California Street, Suite 430
San Francisco, CA 94104
Map & Directions


English, Spanish
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With 40+ years of service to the San Francisco community, State Farm Agent Carlos Bermudez understands the challenges people face every day and is here to help. We are dedicated, since our opening, to offering the greatest customer service experience in the insurance industry.

Whatever your needs may be, our team of licensed, experienced professionals are here to help!

Emilia Martelli State Farm Agent Team Member

Emilia Martelli

Before joining Carlos' team, I worked for a professional liability insurance firm for 15 years. I have used my past experience as a foundation to learn more about personal lines, and am now our office's liability/fire consultant. I am attentive, genuinely care about all of our insureds, and love to help.

Tanisha Johnson State Farm Agent Team Member

Tanisha Johnson

After 9 years of experience working with State Farm, I’ve learned that insurance is a different language. I have a 2 ½ year old daughter, and she always asks "Why, Mama?" and I don’t want to use the typical "Because I said so!" phrase. I try to make sure customers understand the "why" factor, when it comes to protecting your family. If the need is fulfilled then, I’ve done my job for my customers.